Assetz Capital have been added to the AltFi Data Analytics Platform

The methodology used by AltFi Data is explained on their website but in summary they analyse loan level cashflows and mark loans as defaulted when cashflows cease after a period of time or we mark a loan as defaulted, whichever is the sooner. They then take industry standard recovery rate assumptions and apply assumed losses to defaulted loans until over time our own recovery data has a length of track record to take over as the assumed loss rate. 

Our one year returns are very strong due to our recoveries having substantially outperformed industry standard recovery rates and firstly factor in the reversal of past assumed losses that never transpired and secondly therefore should not be taken as a return to be expected if you were to invest today.

Nonetheless I trust our investors are pleased with our overall performance and that we can continue to serve your need for a fair income on your investment.

Click here to view our results on the AltFi Data website.

Stuart Law

- November 10, 2017