Don't invest unless you're prepared to lose money. This is a high-risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong. Take 2 minutes to learn more.

The Assetz Capital platform is no longer open to investment from individual investors. No new investments into peer-to-peer loans are possible and, as a result, no new funds should be deposited. The existing loan book relating to the Retail platform is now in run-off and this will, over time, deliver the return of capital to investors. Full information can be found here . Existing Retail lenders can still log in, view information regarding their account and loan holdings and operate their account in accordance with the information regarding the run-off provided on the link above. Please see this important message regarding the currency of the information on the pages on this website.

Assetz Capital is 4 years old

Assetz Capital is 4 years old

In the past four years, more than £240 million worth of loans have been issued through the platform, with investors receiving total gross interest of more than £20 million.  Our peer-to-peer loans during this period yielded gross rates of between 3.75% and 18%*† per annum for investors.

With our head office in Stockport, the company now also has offices in London, Edinburgh and Belfast, and we will soon be moving our Northern headquarters to a substantial new office building near Manchester airport.

Stuart Law, our CEO, commented, “We've seen the company go from strength to strength over the past four years.  Our intention from the start was to provide a solid funding platform for SMEs starved of the funds to see them flourish while at the same time offering fair returns to investors."

"I believe that we have made serious inroads into helping businesses of all shapes and sizes with more than £240m of facilities provided to date and we expect to provide the same level of funding again in just the next 12 month, approaching half a billion of total lending by then.  As the investment landscape has also changed during this period, P2P has become a much more widely accepted investment, its great to see that ordinary investors are lending their money via Assetz Capital."

*Gross return before allowances for tax or any possible losses. Past performance doesnot guarantee future performance. Capital is at risk.
†These rates were available on loans listed on the Assetz Capital platform over the course of the last four years.

As with most forms of investment, peer-to-peer lending carries a degree of risk to your capital; in this case, if borrowers were unable to repay their loans. At Assetz Capital, we seek to reduce this risk to our investors by taking asset security on every loan, with the added benefit of a discretionary Provision Fund for some of our investment accounts.

- April 21, 2017