Don't invest unless you're prepared to lose money. This is a high-risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong. Take 2 minutes to learn more.

The Assetz Capital platform is no longer open to investment from individual investors. No new investments into peer-to-peer loans are possible and, as a result, no new funds should be deposited. The existing loan book relating to the Retail platform is now in run-off and this will, over time, deliver the return of capital to investors. Full information can be found here . Existing Retail lenders can still log in, view information regarding their account and loan holdings and operate their account in accordance with the information regarding the run-off provided on the link above. Please see this important message regarding the currency of the information on the pages on this website.

Great British Business Account Series 1 (GBBA1) & Green Energy Account (GEA/GEIA) FAQs

Your Great British Business Account (GBBA) and Green Energy Income Account (GEIA) both say they are capped at 7%. What does this mean?

Both accounts offer ‘Target Capped rates’. This means the account is aiming to achieve a 7% maximum return but it could be lower.

What happens if the rate of return within the Great British Business Account (GBBA) and Green Energy Income Account (GEIA) are higher that the target capped rate?

If returns generated by loans in these accounts are higher than 7% lenders do not receive this additional return as it goes towards funding the provision fund. If the rate of return on either account is below 7%, lenders would receive the lower rate.

If I was to invest my money into the Great British Business Account (GBBA) and Green Energy Income Account (GEIA) and the interest rates changed, would I be getting the changed rate or the 7% rate at the time I invested in the accounts?

Your funds will earn interest at whatever rate is in place at the time of the investment. If funds were invested over a dual rate period your funds would get the rate for both periods at the times they were applicable.

Why do I have funds sitting at ‘Awaiting Investment’ in the Great British Business Account (GBBA) and Green Energy Income Account (GEIA)?

It can take longer for funds to get invested on our platform when there is more money placed into the accounts than there are loan parts available. If this happens we tell you that your funds are awaiting investment so you can decide to wait or move them to another interest generating part of the platform.

If I invest in the Great British Business Account (GBBA) or the Green Energy Income Account (GEIA) when does the interest get paid to my account?

Interest gets paid on invested funds (not funds awaiting investment) throughout the month at different times depending on each individual borrower’s repayment date.

- January 17, 2020

Back to News Stories