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The Assetz Capital platform is no longer open to investment from individual investors. No new investments into peer-to-peer loans are possible and, as a result, no new funds should be deposited. The existing loan book relating to the Retail platform is now in run-off and this will, over time, deliver the return of capital to investors. Full information can be found here . Existing Retail lenders can still log in, view information regarding their account and loan holdings and operate their account in accordance with the information regarding the run-off provided on the link above. Please see this important message regarding the currency of the information on the pages on this website.

Assetz Capital Innovative Finance ISA (IFISA) “How To” Guide.

Please note that AC cannot provide any form of tax advice so if you are uncertain of the tax treatment of your IFISA you should seek advice from a qualified professional.


The Assetz Capital (AC) Retail Investment Platform is now closed to new investment.

This means that:

  • no new IFISAs can be opened;
  • no new subscriptions can be made into existing IFISAs;
  • it is no longer possible to make a “Transfer In” to the AC IFISA from another ISA provider.

Cash funds in your IFISA can be withdrawn from the platform, but in doing so they would step out of your Previous Years IFISA Tax Free allowance.

The AC IFISA is “flexible” which means that Cash funds withdrawn are able to be replaced back into the IFISA within the same Tax Year. In doing so they would step back into the Previous Years Tax Free allowance relevant to that IFISA.

This feature would allow Cash funds, that are not earning any interest, to be moved temporarily into an interest-bearing environment outside of the AC platform. They could then be replaced back into the AC IFISA, within the same Tax Year, so that a Transfer Out to another ISA provider could then be performed, which would allow the Tax Free status of the funds to be maintained.

In order to start a Transfer Out, away from AC to a new ISA provider, you must:

  • Choose a new ISA provider you want to transfer Cash funds to;
  • complete that ISA provider’s “Transfer In” form, including details of;
    • the Cash amount currently available within your AC IFISA that you wish to transfer;
    • AC’s name & address details as the current ISA provider;
    • your unique AC IFISA reference number, which can be found displayed on your Investor Dashboard in the amber banner in the “Cash Accounts” section.
  • Sign and date the form and send it to your chosen new ISA provider, who will process it and forward it on to AC. Please DO NOT send it to AC.

Once received by AC we will:

  • Confirm to you that the Transfer request has been received
  • Qualify with you and/or the new ISA manager any elements that need clarification.
  • Transfer Cash funds (minus any Fee) to your new ISA Manager along with a Transfer History Form confirming the Tax Free ISA status of the Cash funds.

In accordance with ISA Regulation, a reasonable time period not exceeding 30 days is allowed to complete the Transfer, commencing on the date of receipt of the Transfer Request form.

Please take into account that only Cash funds can be transferred. You cannot immediately liquidate loans held within your AC IFISA to fund a Transfer Out.

For Transfer Out requests received by Assetz Capital on or after the 18th August 2025 there will be a Fee of £35 charged for the Transfer Out service, based on the costs related to providing the service. The ISA Terms and Conditions have been updated to reflect this change and are available for review via the following link - https://investors.assetzcapital.co.uk/view-ifisa-terms

The Fee will be deducted from the amount being transferred, for example, if the Transfer Request is in the sum of £1,000 then after the Fee deduction of £35, the residual sum of £965 will be transferred to your new ISA Manager.

If you have any questions or queries please contact our Investor Customer Service Team, via email: enquiries@assetzcapital.co.uk