Don't invest unless you're prepared to lose money. This is a high-risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong. Take 2 minutes to learn more.

The Assetz Capital platform is no longer open to investment from individual investors. No new investments into peer-to-peer loans are possible and, as a result, no new funds should be deposited. The existing loan book relating to the Retail platform is now in run-off and this will, over time, deliver the return of capital to investors. Full information can be found here . Existing Retail lenders can still log in, view information regarding their account and loan holdings and operate their account in accordance with the information regarding the run-off provided on the link above. Please see this important message regarding the currency of the information on the pages on this website.

Potentially greater rewards for greater risk

Peer-to-peer lending, where people lend to each other via websites to cut out banks as middlemen and benefit from better interest rates, is finally mainstream: the Government is doing it, Martin Lewis, television’s Money Saving Expert, does it, and even financial advisers are coming round to it.

- November 16, 2013

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