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The Assetz Capital platform is no longer open to investment from individual investors. No new investments into peer-to-peer loans are possible and, as a result, no new funds should be deposited. The existing loan book relating to the Retail platform is now in run-off and this will, over time, deliver the return of capital to investors. Full information can be found here . Existing Retail lenders can still log in, view information regarding their account and loan holdings and operate their account in accordance with the information regarding the run-off provided on the link above. Please see this important message regarding the currency of the information on the pages on this website.

Royal Bank of Scotland seeks partnership with Peer-To-Peer

The state-backed bank has formed a partnership with Funding Circle and Assetz Capital that will see RBS refer some smaller businesses that it cannot finance to the platforms. 

Peer-to-peer lending emerged in the UK 10 years ago but has expanded after the crisis left hundreds of businesses without access to finance as banks scaled back their lending. 

- January 22, 2015