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The Assetz Capital platform is no longer open to investment from individual investors. No new investments into peer-to-peer loans are possible and, as a result, no new funds should be deposited. The existing loan book relating to the Retail platform is now in run-off and this will, over time, deliver the return of capital to investors. Full information can be found here . Existing Retail lenders can still log in, view information regarding their account and loan holdings and operate their account in accordance with the information regarding the run-off provided on the link above. Please see this important message regarding the currency of the information on the pages on this website.

paltry returns for Long-term savings accounts

Hallowe’en might be over for the year, but zombies of another sort are haunting Britons’ savings.

Almost 40% of bank and building society saving accounts are paying interest of 0.5% or less — meaning savers would earn a pitiful £5 a year on savings of £1000. They are dubbed “zombie accounts” because they are closed to new business, according to research from consumer group Which?. It points out that nearly one in five of the accounts is paying interest at a miserable 0.1% or lower.

- November 12, 2013