Don't invest unless you're prepared to lose money. This is a high-risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong. Take 2 minutes to learn more.

The Assetz Capital platform is no longer open to investment from individual investors. No new investments into peer-to-peer loans are possible and, as a result, no new funds should be deposited. The existing loan book relating to the Retail platform is now in run-off and this will, over time, deliver the return of capital to investors. Full information can be found here . Existing Retail lenders can still log in, view information regarding their account and loan holdings and operate their account in accordance with the information regarding the run-off provided on the link above. Please see this important message regarding the currency of the information on the pages on this website.

Peer-to-peer lending: the basics

Get better rates on your savings by lending your money to help others achieve their goals.

Our Beat the Banks campaign is not just about helping you find better high street savings accounts. Indeed, the more adventurous among you will be far better suited to taking on more risk with different products entirely. Those of you who are fed up with banks and building societies but not quite ready for the stockmarket, why not look at the peer-to- peer (P2P) sector?

- December 19, 2013