Don't invest unless you're prepared to lose money. This is a high-risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong. Take 2 minutes to learn more.

The Assetz Capital platform is no longer open to investment from individual investors. No new investments into peer-to-peer loans are possible and, as a result, no new funds should be deposited. The existing loan book relating to the Retail platform is now in run-off and this will, over time, deliver the return of capital to investors. Full information can be found here . Existing Retail lenders can still log in, view information regarding their account and loan holdings and operate their account in accordance with the information regarding the run-off provided on the link above. Please see this important message regarding the currency of the information on the pages on this website.

ISA or P2P, you decide

Savers can’t seem to catch a break. You’d be forgiven for failing to notice, but we are supposed to be in the middle of peak ISA (individual savings account) season, a time when providers are usually boosting their rates to attract any unused ISA allowances before the start of a new tax year. The stark reality is that next to nothing is going so if the banks are going to continue to ignore savers, should they be turning to alternatives such as peer-to-peer (P2P) lending?

- January 25, 2014