Blog

Assetz Capital achieves Defaqto 5 Stars in First "Loan Based crowdfunding" rating

Assetz Capital achieves Defaqto 5 Stars in First "Loan Based crowdfunding" rating.

- August 15, 2016

Record-low savings rates could boost P2P lending

Despite more than seven years passing since the global financial crisis of 2007/09, UK savings rates continue to decline. Indeed, they dropped to fresh all-time lows early in July.

- August 5, 2016

How to BrexitProof your business & investments

The Brexit referendum result has shaken the very foundations of the UK’s financial service industry. As a result, both traditional and alternative finance institutions are undergoing real-time stress tests, however there are some financial products, services and institutions that are, by their very nature, “Brexitproof” and some that are not.

- July 28, 2016

Investors should not panic over Brexit's bumps

Since the UK narrowly voted for 'Brexit' in the referendum regarding our membership of the European Union (EU) on Thursday, 23 June, world stock markets have been somewhat volatile whilst recently leading up again with the latest interest rate cuts mooted later this week.

- July 12, 2016

Assetz views on the EU Referendum and the ‘Leave’ Vote

It has just been announced that the Vote Leave campaign succeeded and the UK will now start proceedings to be independent from the European Union. How may this affect our investors and what can they expect over coming months?

- June 24, 2016

UK Growth Needs An Alternative

Business is booming in the UK, or so it seems. UK gross domestic product (GDP) is growing consistently at around 0.5% per quarter for the last two years. What's more, Britain has leapfrogged France to become the world’s fifth-largest economy.

- June 14, 2016

FSCS Protection

We have had a number of questions recently relating to the Financial Services Compensation Scheme (“FSCS”) and what it covers in the realms of peer-to-peer lending. While individual circumstance may differ and we cannot provide any form of definitive advice on such matters, we thought it would be helpful to address the general issue and the specific questions together.

- May 19, 2016

Assetz Capital win 'Best Peer-to-Peer Lender' at the Credit Today Awards

We're very proud to have won the 'Best Peer-to-Peer Lender' award at the 'Credit Today’ event on Thursday 12th of May.

- May 13, 2016

The new Innovative Finance ISA is here at last!

After endless months of patient waiting, the sixth and latest kind of tax-free Individual Savings Account (ISA) launched on Wednesday, 6 April.

- April 18, 2016

Raisin: Even Europe's highest savings rates don't match P2P returns

A German fintech (financial technology) firm has created the first Europe-wide online marketplace for savers. Formerly known as SavingGlobal, Raisin was founded in 2013 and has so far raised €30 million in funding from technology investors.

- April 8, 2016

Innovative Finance ISAs: What the papers say

With the revolutionary Innovative Finance Individual Savings Account (IF ISA) due to launch this coming Wednesday, 6 April, media coverage of this new tax-free shelter and peer-to-peer (P2P) lending is reaching fever pitch. Here's our latest round-up of what the papers are saying about IF ISAs and P2P investing in general:

- April 4, 2016

A fair return and easy access with our Quick Access Account (QAA)

With the Bank of England's base rate stuck firmly at an all-time low of 0.5% a year for the past seven years, British savers have struggled to make decent returns on cash deposits.

- March 22, 2016

Chancellor seriously improves ISAs in his Budget

In his latest Budget speech, the Chancellor delivered a major stir to the UK's savers and investors.

- March 17, 2016

SMEs are being funded again

Over the years we’ve seen a significant drop-off in SMEs being able to access much-needed funds from traditional financial institutions - but the tide may well be turning.

- March 9, 2016

One year on: Assetz Capital and Royal Bank of Scotland (Part 2)

This time last year Assetz Capital had just launched an innovative partnership with RBS to improve access to credit for SMEs. Recently, I was asked to comment on the arrangement with a year’s hindsight, how the partnership came about, and how it has benefited both Assetz Capital and RBS.

For the second part of the interview, I discussed how it’s all working out. Read the first part here.

- February 26, 2016

One year on - Assetz Capital and Royal Bank of Scotland (part 1)